Share Certificates
- Minimum Deposit--$1,000
- Terms range from 91 days to 5 years
- Dividends paid monthly
- Jumbo Share Certificates available for total certificate balances equal to or exceeding $100,000—a 5 basis point (.05) bonus is added to the rate
Traditional & Roth Individual Retirement Accounts (IRA)
- Minimum Deposit--$1,000 for IRA Share Certificates
- Minimum Deposit--$25 for IRA Share Accounts
- 2023 contribution limits: $6,500 per year ($7,500 per year for members aged 50 or over)
- Contributions to a Traditional IRA may be tax deductible*
- Earnings from a Roth IRA may be income-tax free*
- Funds deposited federally insured for up to an additional $250,000 by NCUA Share Insurance Fund
*Speak with a tax advisor.
Coverdell Education Savings Account (ESA)
- Save for a child’s education
- Anyone can contribute to an ESA (friends, family, or employers)
- Minimum Deposit--$1,000 for Coverdell ESA Share Certificates
- Minimum Deposit--$25 for Coverdell ESA Share Accounts
- Up to $2,000 per year can be invested for the purpose of saving for the primary, secondary, vocational, undergraduate, and graduate education expenses of a child in your life.
- Funds deposited federally insured for up to an additional $250,000 by NCUA Share Insurance Fund
- Earnings may be income tax free.*
*Speak to a tax advisor.
Top-Performing Money Market Accounts
- Earn a higher yield but retain access to funds with our TOP Performing Money Market Account.
- Minimum deposit of $2,500
- Limited to three withdrawals per month.
- Three dividend tiers are available based upon the Average Daily Balance
- $2,500.00 - $24,999.99
- $25,000.00 - $74,999.99
- $75,000 and above
Grow your investment accounts faster when you set up IRA or Coverdell share accounts and automate your savings with direct deposit.
