Saving Rates

Savings	Rate	APY*
Share Account Balances $500.00 and up	0.500	0.500
Share Draft Account $0 - $199.99	0.150	0.150
Share Draft Account $200-$499.99	0.250	0.250
Share Draft Account $500 and up	0.400	0.400
Holiday/Vacation Club Bal $25.00 and up	0.500	0.500
TOP Performing Acct. $2,500.00-$24,999.99	0.650	0.650
TOP Performing Acct. $25,000.00-$74,999.99	0.800	0.800
TOP Performing Acct. $75,000.00 and up	1.000	1.000
IRA Share Account Min. bal. $25	0.850	0.850
ROTH IRA Share Account Min. bal. $25	0.850	0.850
Coverdell ESA Share $25 - $499.99	0.650	0.650
Coverdell ESA Share $500 or greater	0.900	0.900

*APY = Annual Percentage Yield

• The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
  
• For this account type, the dividend period is monthly.
  
• Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
  
• Minimum balance requirements may apply to receive the listed APY and are listed above for each account.
  
• Dividends are paid from current income and available earnings, after required transfer to reserves at the end of a dividend period.
  
• Fees may reduce earnings.

 

Certificate Rates