Saving Rates
| Savings |
Rate |
APY* |
| Share Account Balances $500.00 and up |
0.300 |
0.300 |
| Share Draft Account $0 - $199.99 |
0.050 |
0.050 |
| Share Draft Account $200-$499.99 |
0.100 |
0.100 |
| Share Draft Account $500 and up |
0.150 |
0.150 |
| Business - Basic Checking - ADB** $250 or more |
0.100 |
0.100 |
| Business - Preferred Checking - ADB** $1,000 or more |
0.200 |
0.200 |
| Business - Elite Checking - ADB** $5,000 or more |
0.300 |
0.300 |
| Holiday/Vacation Club Bal $25.00 and up |
0.300 |
0.300 |
| TOP Performing Acct. $2,500.00-$24,999.99 |
0.400 |
0.400 |
| TOP Performing Acct. $25,000.00-$74,999.99 |
0.500 |
0.500 |
| TOP Performing Acct. $75,000.00 and up |
0.600 |
0.600 |
| IRA Share Account Min. bal. $25 |
0.400 |
0.400 |
| ROTH IRA Share Account Min. bal. $25 |
0.400 |
0.400 |
| Coverdell ESA Share $25 - $499.99 |
0.350 |
0.350 |
| Coverdell ESA Share $500 or greater |
0.400 |
0.400 |
*APY = Annual Percentage Yield
**ADB = Average Daily Balance
- The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
- For this account type, the dividend period is monthly.
- Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
- Minimum balance requirements may apply to receive the listed APY and are listed above for each account.
- Dividends are paid from current income and available earnings, after required transfer to reserves at the end of a dividend period.
- Fees may reduce earnings.
Certificate Rates
