NE PA FCU - Home
Fee Schedules
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Share Draft Fees
NSF Fee (Overdraft-Check Paid From Same Account Number) $15.00
NSF Fee (Overdraft-Check Paid From Another Account Number)* $20.00
NSF Fee (Overdraft-Check Returned) $25.00
Draft Printing Fee depends on style of draft ordered
Share Draft Photocopy Fee (If Item Has Cleared In Last 6 Months) $1.50 per share draft
Share Draft Photocopy Fee (If Item Has Not Cleared In Last 6 Months) - Mailed $1.50 per share draft
Share Draft Photocopy Fee (If Item Has Not Cleared In Last 6 Months) - Faxed
$2.50 per share draft
Stop Payment Fee $12.00
Share Draft Manual Posting Fee $1.50 per Share Draft Exception
   
Automated Clearing House (ACH) Fees
NSF Fee (Overdraft-ACH Item Paid From Same Account Number) $15.00
NSF Fee (Overdraft-ACH Item Paid From Another Account Number)* $20.00
NSF Fee (Overdraft-ACH Item Returned) $25.00
ACH Origination Set-Up Fee $1.50
ACH Origination Transaction Fee $.50 per month
ACH Origination Change/Delete Fee $1.50 per change/deletion
Stop Payment Fee $12.00
   
Visa Check Card Fees
NSF Fee (Overdraft-Visa Check Card Item Paid From Same Account Number) $15.00
NSF Fee (Overdraft-Visa Check Card Item Paid From Another Account Number)* $20.00
NSF Fee (Overdraft-Overdraft Line of Credit Advance) $25.00
ATM Withdrawal Fee - 8 Free Per Month - (NE PA Owned ATMs are Free) Thereafter, $1.50 per withdrawal
   
NE PA Bill Payer Fees
Monthly Fee - There are NO Monthly Fees if you have a Share Draft/Checking Account, Visa Check Card, NE PA Home Branch with E-statements, and have an e-mail address on file with the credit union. If you do not qualify for the Free Bill Payer, the fees are as listed below:
10 or More Bills Paid Per Month No fee - FREE
6 to 9 Bills Paid Per Month $3.00 monthly fee
5 or Fewer Bills Paid Per Month $5.00 monthly fee
   
Wire Transfer Fees
Wire Transfer Fee - Domestic Outgoing Wire $15.00
Wire Transfer Fee - International Outgoing Wire $35.00
QuickCash Fee (Western Union) Fee depends on type of transaction
   
Miscellaneous Fees
Membership Fee $1.00
Telephone Transaction/Inquiry Fee** $1.00 Per Transaction/Inquiry
Certified Check Fee $5.00
Credit Union Teller Check Fee $1.00
Money Order Fee $0.75
Visa Gift Card Fee $3.00
American Express Gift Card Fee $4.00
Returned Check Fee (Check Returned Unpaid - Funds Available) $25.00
Returned Check Fee (Check Returned Unpaid - No Funds Available) $25.00 per day
Cashed Check Fee (If aggregate share and loan balances are less than $250.00)

$3.00 per check

Garnishments $10.00 (plus legal fees)
Executions $10.00 (plus legal fees)
Levies $10.00 (plus legal fees)
Foreign Currency Fee (Travelex) Fee depends on type of transaction
Photocopy Fee $.10 per sheet
Fax Fee $1.50 per sheet
Address Location Fee $5.00
Travelers Cheques Fee (Visa Traditional or Cheques for Two) 1% of purchase
Dormant Account Fee $5.00 per year
Closed Account Fee (If Closed Within 90 Days of Account Opening) $15.00
Account Activity Printout $1.00
Account Research $10.00 per hour
Account Balancing Assistance $10.00 per hour

*The credit union must receive written authorization from the member, in advance, for this service.

**This fee applies to all transactions/inquiries that the member can complete via DANA and/or NE PA Home Branch, but they choose to use a credit union staff member via the telephone to perform the request.

Effective Date: June 1, 2009



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