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savings

Savings Rate APY*
Share Account Balances $500.00 and up 0.100 0.100
Share Draft Account $0 - $199.99 0.010 0.010
Share Draft Account $200-$499.99 0.010 0.010
Share Draft Account $500 and up 0.010 0.010
Business - Basic Checking - ADB** $250 or more 0.050 0.050
Business - Preferred Checking - ADB** $1,000 or more 0.070 0.070
Business - Elite Checking - ADB** $5,000 or more 0.100 0.100
Holiday/Vacation Club Bal $25.00 and up 0.100 0.100
TOP Performing Acct. $2,500.00-$24,999.99 0.180 0.180
TOP Performing Acct. $25,000.00-$74,999.99 0.250 0.250
TOP Performing Acct. $75,000.00 and up 0.300 0.300
IRA Share Account Min. bal. $25 0.150 0.150
ROTH IRA Share Account Min. bal. $25 0.150 0.150
Coverdell ESA Share $25 - $499.99 0.150 0.150
Coverdell ESA Share $500 or greater 0.150 0.150

*APY = Annual Percentage Yield

**ADB = Average Daily Balance

  • The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
  • For this account type, the dividend period is monthly.
  • Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
  • Minimum balance requirements may apply to receive the listed APY and are listed above for each account.
  • Dividends are paid from current income and available earnings, after required transfer to reserves at the end of a dividend period.
  • Fees may reduce earnings.

Rates are effective as of November 1, 2017.