Current Rates » Savings Rates

Savings Rates

*APY = Annual Percentage Yield

• The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
  
• For this account type, the dividend period is monthly.
  
• Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
  
• Minimum balance requirements may apply to receive the listed APY and are listed above for each account.
  
• Dividends are paid from current income and available earnings, after required transfer to reserves at the end of a dividend period.
  
• Fees may reduce earnings.

Certificate Rates

*APY = Annual Percentage Yield

• For this account type, the dividend period is monthly.
  
• Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.
  
• Minimum balance requirements may apply to receive the listed APY and are listed above for each account.
  
• You must maintain the applicable average daily balance in your account to obtain the disclosed APY.
  
• A penalty may be imposed for withdrawals before maturity.
  
• The APY is based on the assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
  
• If your account has an original maturity of less than three years: the penalty that we may impose will be 92 days dividends whether earned or not.
  
• If your account has an original maturity of three or more years: the penalty that we may impose will be 183 days dividends whether earned or not.