Vehicle Loans

Think about a vehicle purchase

If you're ready for a new or used vehicle, talk to us. We offer low loan rates, plus flexible terms up to 72 months for new vehicles and 60 months for used vehicles. In addition to a great loan, NE PA offers pricing guides for both new and used vehicles so that you can make an informed decision with vehicle purchases and trade-ins.

Refinance your Current Vehicle Loan
If you have a vehicle loan at another financial institution, you can possibly refinance the loan with our credit union and receive our current low used car rate you qualify for.

Pre-Approvals For Your Convenience
Once you've researched pricing, come to the credit union and get your loan pre-approved. Then you can shop confidently with "cash in hand" bargaining power.

Guaranteed Auto Protection (GAP) Plus

Protect Your Investment in Your Vehicle - Your vehicle starts depreciating the minute you drive off the dealer's lot, and if it's stolen or damaged beyond repair before you finish paying for it, your insurance company will most likely only pay the actual cash value. You can protect your investment, however, with Guaranteed Auto Protection (GAP) coverage. GAP pays the remaining balance due on your loan (up to 125% of the NADA value) over the payment from your insurance company, and covers your financing agreement for the entire life of your loan.  As an added benefit, if your vehicle is stolen or damaged beyond repair, GAP provides you with $1,000 towards your next vehicle if you finance with us within 60 days of the theft or accident. Don't risk paying for your dream car after it's gone.

Mechanical Repair Coverage
When you think of extended warranties, you may typically think of those offered by car dealerships. Did you know you can get an extended warranty through your credit union? It's true! NE PA offers Mechanical Repair Coverage for new and used vehicles. For just a few dollars a month, Mechanical Repair Coverage can save you hundreds or even thousands!

Payroll Deduction and Direct Deposit are available to make payments on your NE PA auto loan easy and convenient.

Apply Online | View Rates | Insurance Calculator

*APR = Annual Percentage Rate. Contact the credit union for complete details.