Overdraft Privilege

Little mistakes in life happen. Overdraft Privilege helps cover those mistakes by covering any overdrafts caused by Share Drafts/Checks, ACH, Bill Payer, or reoccurring debit transactions up to $500.00.

In order to have your ATM/Debit Card transactions eligible to be covered by the Overdraft Privilege, you can Opt-In to the ATM/Debit Card transactions. Please click here and review the form regarding Overdrafts. If you would like to Opt-In to the ATM/Debit Card Overdraft Privilege, please complete the form and return it to our office or call our office to give your verbal authorization.

Accounts will be charged the standard Overdraft Fee of $25.00 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, or other electronic item that is paid and $25.00 for items returned. An overdrawn balance must be repaid within 35 days. We may not pay items under your Overdraft Privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to NE PA Community FCU, or if your account is subject to any legal or administrative order or levy.