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Is Your Business Eligible?
If your business is located in either Monroe or Pike County in Pennsylvania, your business can join our credit union and take advantage of all of the great benefits that we offer. We have everything that you need to grow your company.

Checking Accounts
Manage your finances with the Business Checking Account that's just right for you. Our credit union offers three types of checking accounts for our business members. The following Business Checking Accounts are available:
Basic Checking
- No Transaction Fees
- Unlimited Deposits/Withdrawals/Check Writing
- Minimum Average Daily Balance: $250.00
- APY* earned if the Average Daily Balance is $250.00 or more:
.25% APY*
- If the Average Daily Balance for the month falls below $250.00, a $5.00 monthly fee will be assessed.
Preferred Checking
- No Transaction Fees
- Unlimited Deposits/Withdrawals/Check Writing
- Minimum Average Daily Balance: $1,000.00
- APY* earned if the Average Daily Balance is $1,000.00 or more:
.50% APY*
- If the Average Daily Balance for the month falls below $1,000.00, a $10.00 monthly fee will be assessed.
Elite Checking
- No Transaction Fees
- Unlimited Deposits/Withdrawals/Check Writing
- Minimum Average Daily Balance: $5,000.00
- APY* earned if the Average Daily Balance is $5,000.00 or more:
.75% APY*
- If the Average Daily Balance for the month falls below $5,000.00, a $15.00 monthly fee will be assessed
*APY = Annual Percentage Yield. The above listed rates are effective as of April 26, 2005.
Along with the checking account that you select, you can also take advantage of our FREE Visa Check Card, FREE NE PA Bill Payer Service, and FREE NE PA Home Branch service with e-statements. Call us to discuss in more detail the other benefits of our business checking accounts.

Deposit Accounts
Take advantage of our short and long-term deposit accounts that you need to maintain liquidity and maximize your earnings. Our business accounts can enjoy the same rates and benefits that our consumer accounts currently enjoy. You can establish the following accounts:
- Dividend Bearing Share/Savings Accounts
- Money Market Accounts
- Share Certificates
- Simplified Employee Pension (SEP) Plan

Business Loans
If you are looking for a loan to finance real estate or vehicles for your business, do not hesitate to call Mary Huff, Assistant Vice President-Sales, at (570) 421-5585, ext. 1128. Mary will provide the different options that are available to finance the needs of your business. Let's grow your business together!
Heartland Payment Systems
If you are looking for solutions to your employee payroll, want to accept credit cards at your location, want to offer gift cards to your customers, we can help you provide these services. Our credit union has affiliation with Heartland Payment Systems, one of the largest full-service financial transaction processing companies in America. Visit their website for additional information.

Employee Benefits
Increase the value of your benefits package by offering no-cost NE PA Community Federal Credit Union membership to your employees. Everyone will appreciate the time-saving and money-saving financial services we offer, including Direct Deposit, Payroll Deduction, FREE Checking, and FREE Electronic Banking Services. Your employees can also apply for a low-interest credit union loan.

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